 At Xanthos Systems LLC, we have found that both insurers and insureds believe in safety. Both believe that a dedication to safety reduces losses. However, in today’s environment, delivery of outstanding safety tools and services to the insured . . . can be very expensive and time consuming.
It has become too cost prohibitive to provide these resources to the small to medium employer and yet these companies represent a very high level of risk to the carrier. As a result, safety has been left up to the employers who have the least capability of implementing a safety program. In some cases, the insured safety programs end up being seriously inadequate. In most cases, the small to medium employer never gets a safety program in place at all.
Xanthos Systems LLC has developed a solution designed to solve this problem: Introducing the Workplace Risk Management Platform™. Workplace Risk Management Platform™ is a web-based, interactive tool used between the Insurer and the Insured to significantly improve the safety environment, reduce losses and better manage risk.
The Workplace Risk Management Platform™ is easy for the employer to use. Pulling from an extensive national, state and local worker’s comp data base, potential risks and injuries are assigned to the specific industry, occupations and hazards associated with the Insured’s business. Within a few minutes, each of the Insured employees has a customized safety program specific to the risks associated with performing their jobs.
Until the introduction of the Workplace Risk Management Platform™, the carrier has had no “real-time” insight into the safety programs and risk mitigation efforts within their insured’s environments. It only becomes evident after the injury and loss have occurred. With our solution, you can access information, in real-time, which of your clients are using the platform, down to the employee level. The Workplace Risk Management Platform™ allows you to:
Provide insured with an interactive, web-based solution for improving workplace safety and managing loss control.
In ways you cannot today, improve your customer relationships, with your clients.
Provide a comprehensive library of on-line safety training programs…all included in the platform.
Instantly keep insured up to date of safety requirements and potential hazards and deliver other critical business documents through a central portal.
Obtain real time information about your insured’s use of the safety platform and other loss prevention tools and solutions, even down to the employee level.
Review insured safety accountability for better evaluation during the policy period or just before renewal
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System Demonstration
Benefits of using the Workplace Risk Management Platform™
- Gain real time visibility into your client’s safety environments and measure the net financial results
- Create insured accountability
- Improve margins through lower costs
- Improve customer service and customer retention
- Set yourself apart from the competition
“One of the most difficult things for the insurance carrier to achieve is an accountability program of the insured’s safety and health programs. In the past, we have only used assumptions to monitor their effectiveness. And, worse, only after an injury has occurred have we been enlightened of the lack of a viable safety program within our insured’s organizations. WRMP allows the carrier to take a proactive approach to monitor our insured’s safety environments. It is the only solution I have found that clearly solves this problem.”
- Chuck Mitchell, EVP of Risk Management, C.E. Heath |
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